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05/13/2008 – NORTHBROOK, ILAllstate Nowadays Introduced An Innovative New Retirement Solution-designed To Increase

05/13/2008 – NORTHBROOK, ILAllstate currently introduced an innovative new retirement solution-designed to increase consumers’ retirement investments with a new item that offers the opportunity to receive guaranteed lifetime income combined with certain Clear Target Funds.By combining the Allstate ClearTargetSM Retirement Funds with Allstate® Guaranteed Lifetime Income1, the company’s objective is usually to assist middle-market Americans save far more cash for retirement and aid ensure that those retirees have the chance to have guaranteed income payments for the rest of their lives. Guarantees are subject to the claims paying capability of the issuer.Today’s announcement comes at a time when recent national studies show record low U.S. retirement savings, anxiety more than market place downturns eroding retirement savings, and frustration about complex economic details that creates higher barriers to investing in retirement savings.”Our consumers are difficult operating Americans with enormous day-to-day demands on their pocketbooks and on their time,” stated Jim Hohmann, president and CEO of Allstate Monetary, a small business unit of the Allstate Corporation. “They tell us they’re looking for very simple retirement savings solutions that deliver flexibility and access to their income.”The Allstate® ClearTargetSM Retirement Funds are a target date mutual fund item that automatically rebalances as consumers method their retirement date. The new companion product, Allstate® Guaranteed Lifetime Income1, helps assure shoppers guaranteed income payments for as long as they live.The Allstate® ClearTargetSM Retirement Funds shift the burden of investment choices to pros who meticulously monitor and automatically diversify the investment mix. And as a consumer’s retirement date approaches, these investment specialists gradually move the investment mix from a a lot more aggressive portfolio into a far more conservative blend of stocks, bonds and short-term investments. Diversification doesn’t make sure a profit or safeguard against a loss in a declining marketplace.When Allstate Guaranteed Lifetime Income is added, buyers have additional protection against outliving their income (presently out there only on the 2005, 2010, and 2015 funds). This product assists ensure an income stream for the life of consumers must the mutual fund account be depleted on account of withdrawals taken below the terms of the Allstate® Guaranteed Lifetime Income certificate. This item, that is available to men and women age 50-80 years-of-age, is often a contingent deferred annuity that adds a potential level of protection to choose ClearTarget funds to assist assure customers can obtain lifetime income for so long as they live.An Allstate ClearTargetSM Retirement Fund can be opened for an initial investment of $2,500 or much more. It provides diversification in a single fund, which helps simplify the decision-making approach for retirement2. The consumer just wants to pick the year and how much income they need to invest.”Allstate’s network of approachable, licensed personal financial representatives can help consumers use this straightforward retirement method to either get their retirement savings began or make one of the most of current savings,” stated Hohmann.”For 75 years families have trusted Allstate to assist defend their autos, homes, and futures. These merchandise we’ve introduced currently had been designed to broaden our portfolio of retirement solutions and increase our ability in aiming to defend the future for our shoppers,” said Hohmann. “Our focus is to reinvent protection and retirement for the consumer.”AllianceBernstein, 1 of the world’s largest publicly traded global asset management firms and Allstate Investment Management Enterprise (AIMCO) subadvise the investment pools that make up the Allstate ClearTarget funds.Allstate is launching the ClearTargetSM Retirement Funds in all states. Allstate® Guaranteed Lifetime Income are going to be introduced in approved states. Take a look at allstate.com or contact a neighborhood Allstate agency about planning for retirement.Guarantees are based on the claims-paying ability of Allstate Life Insurance Firm. The certificate doesn’t deliver a cash worth or death benefit. Also, positive aspects could never be received due to the fact the fund account performs properly sufficient that it by no means reduces to zero, or the certificate owner(s) dies, or the certificate terminates prior to the fund account is reduced to zero. A 10% penalty tax applies to the taxable quantity of any premature distributions from a certificate. The penalty tax commonly applies to any distribution created prior to age 59 1/2. Please read the prospectus and certificate for more particulars. The Allstate Corporation (NYSE: ALL) may be the nation’s largest publicly held private lines insurer. Widely known by way of the “You’re In Excellent Hands With Allstate®” slogan, Allstate helps people in roughly 17 million households guard what they’ve nowadays and improved prepare for tomorrow via roughly 14,900 exclusive agencies and monetary representatives within the U.S. and Canada. Customers can access Allstate goods and services including auto insurance and homeowners insurance by way of Allstate agencies, or in choose states at allstate.com and 1-800 Allstate®. Encompass® and Deerbrook® Insurance brand property and casualty products are sold exclusively by means of independent agents. The Allstate Monetary Group gives life insurance, supplemental accident and well being insurance, annuity, banking and retirement merchandise developed for individual, institutional and worksite prospects that are distributed through Allstate agencies, independent agencies, economic institutions and broker-dealers. Allstate Institutional Advisors, LLC is a registered investment advisor and serves as investment advisor to the Allstate ClearTarget Retirement Funds.1 Guarantees are according to the claims-paying ability of Allstate Life Insurance Company. Allstate Guaranteed Lifetime Income is a contingent deferred annuity obtainable with ClearTargetSM 2005, ClearTargetSM 2010 and ClearTargetSM 2015. Extra fees and restrictions may possibly apply. We reserve the best to limit availability to Individual Retirement Accounts only.two Diversification doesn’t assure a profit or defend against a loss in a declining market.Note: An investment in an Allstate ClearTarget Retirement Fund presents no guarantee of future growth and may possibly lose worth. The worth of the fund will fluctuate with marketplace conditions and is subject to the volatility of the U.S. and International financial markets. The funds may possibly be subject to additional risks associated with investing in high-yield, SMall-cap and foreign securities. Please see the prospectus for a lot more details.Please note that an annual fee of 1% of your Fund Account Value is related with Allstate Guaranteed Lifetime Income. The certificate three fee reduces the growth of the investment, which negatively affects the growth of the Fund Account Worth. Depending on an investor’s life span, fund withdrawals or the investment’s efficiency, an investor may perhaps obtain no income payments as the certificate was designed to offer you possible protection against outliving your income. The certificate may possibly not be appropriate for all investors.Note: Distributions from the fund are topic to federal income tax and could also be subject to state and local tax. Dividends and short-term capital gains distributions that you simply receive, regardless of distribution selection, are taxable to you as ordinary income. If you are an individual, and particular holding period requirements are met, you may be eligible for taxation at long-term capital gains rates on “qualified dividend income” distributed from the fund. Distributions of net long-term capital gains are taxable to you as long-term capital gains for federal income tax purposes. Should you be investing via an IRA, all distributions from the IRA are topic to ordinary income tax. Special tax rules apply to IRAs. Please consult your tax advisor. Note: Securities provided by Individual Economic Representatives via Allstate Monetary Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Primary Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727. Allstate ClearTarget Retirement Funds are supplied by Allstate Economic Investment Trust, a registered open-end investment organization, Northbrook, IL and distributed by Funds Distributor, LLC, Columbus, OH.Note: Allstate Guaranteed Lifetime Income is usually a group contingent deferred annuity issued by Allstate Life Insurance Organization, Residence Workplace, Northbrook, IL, and is available in most states by means of certificate number LU10905 or contract series LU10926. It’s sold by registered representatives of broker-dealers who’re licensed insurance agents.Allstate ClearTarget Retirement Funds are designed for long-term investing. Investors ought to meticulously consider the investment objectives, risks, charges and costs of Allstate ClearTarget Retirement Funds before purchasing a fund or investing money. This info is only a summary. The prospectus contains details on the investment alternatives, fees, charges, expenses as well as other pertinent information and facts. To acquire a prospectus, please get in touch with your Allstate Private Economic Representative or check out accessallstate.com. Prospects should really read the prospectus carefully ahead of purchasing shares or sending capital.Contact:David Steck847-402-5600

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